DOMESTIC PROPERTY INSURANCE

Efficient and Cost-Effective
Domestic Property Insurance.

As well as providing standard home insurance, we also provide High Net Worth policies which are designed to suit the needs of our more affluent customers. For your peace of mind, it provides the most comprehensive cover possible with a level of service that will exceed your expectations.

A High-Net-Worth policy has many benefits beyond standard home insurance.

These include

  • All your possessions covered anywhere in the world automatically.

  • All your possessions covered anywhere in the world automatically.

  • New purchases automatically covered for 60 days.

  • No limit on the amount of jewellery, art, or antiques that you can cover.

  • No restrictive intruder alarm or window lock warranties.

  • – Aman Kohli. Kohli Travel, Glasgow

    I can’t say enough good things about working with Anoop Wallia from Clyde Brokers.

    As a travel agent, insurance can get a bit overwhelming, but he made everything super simple. He really took the time to understand my business and set me up with the right coverage — from liability, contents to building insurance. It's been such a relief knowing I’m covered if anything unexpected comes up.

    Super helpful, easy to talk to, and always quick to respond. Sorted out a claim for me in double quick time.

  • – Jay Singh. Regent Property, Glasgow

    I’ve worked with several insurance brokers over the years, but none have come close to the level of service and expertise I consistently receive from Clyde Brokers.

    Time after time, he has gone above and beyond to provide clear guidance, competitive quotes, and genuine care. His professionalism, responsiveness, and deep knowledge make him my go-to for all insurance needs.

    Highly recommended!

  • - Alistair Haydock. Haydock Music, Milngavie

    Clyde Brokers have been instrumental in securing the perfect bespoke insurance policies for my businesses over the past couple of years.

    The complexity of our requirements was carefully considered and addressed with meticulous attention to detail before any policies were purchased. This level of service is something I could never have achieved through an insurance company’s website or a comparison platform. The cost savings alone from using Clyde Brokers have been substantial.

    I cannot recommend them highly enough.

  • - Wanida Donaldson. Managing Director, Sakaeo Scotland Ltd, West End, Glasgow

    I would like to thank you for all your assistance and guidance in respect of our PL & Operating insurance cover.

    Having spent several weeks trawling through complicated policy options with price comparison sites we were astounded at how much money Clyde Brokers saved on our annual premiums. Low cost was not our concern. Value and cover was paramount. You took the time to explain the pro's and con's and guided us without pressure.

    We would have no hesitation in recommending your company to new start-up businesses and established companies looking for cover.

    5* from start to finish.

  • - JGM Wholesale, South Side, Glasgow

    We couldn’t be happier with the service provided by Clyde Brokers.

    From the very beginning, their team has been exceptional. They personally visited our premises, carried out a thorough assessment, and sat with us to ensure every detail of our insurance needs was covered. We didn’t have to lift a finger — they handled all the paperwork from start to finish. What truly sets Clyde Brokers apart is the way they supported us even during a difficult time. When a break-in occurred at JGM, their team stepped in immediately. They managed all the claims paperwork, guided us through every step, and ensured we were looked after without any stress or hassle on our end. Their professionalism, personal attention, and commitment to looking after their clients is unmatched.

    We highly recommend Clyde Brokers to any business looking for a reliable and hands-on insurance partner.

  • - Paradise Ltd, Shawlands, Glasgow

    We’ve been with Clyde Brokers for a few years now and can honestly say they’ve been fantastic to deal with.

    When we had a break-in three years ago, the process was smooth and stress-free thanks to their team. They handled all the paperwork and made sure everything was taken care of quickly. What we really appreciated was how involved they were from the start — they actually came out to our premises, sat down with us, and made sure we had the right cover in place. It’s rare to find that kind of personal service these days.

    Highly recommend Clyde Brokers — they genuinely look after their clients.

  • - Neeraj Salwan. Pharmacist & Director, Reach Pharmacy Group / Clara Ltd, Scotland

    I have had an outstanding experience working with Anoop Walia at Clyde Brokers.

    From the very beginning, Anoop was professional, approachable, and highly knowledgeable. He took the time to understand my needs and provided clear, tailored advice that made the entire insurance process simple and stress-free. His attention to detail and commitment to excellent service gave me complete peace of mind. I know if I need any advice regarding any insurance matters and dealing with an insurance claim all I need to do is contact Anoop and he will help sort it out and provide outstanding advice.

    I highly recommend Anoop and the team at Clyde Brokers to anyone looking for reliable and trustworthy insurance support.

  • - Mr Babubhai Patel. Hertfordshire

    I’ve been working with Anoop for 2 years and I’m extremely impressed with how they handled my recent insurance claim of water damage. From the moment I filed my claim, Anoop took control of the situation, making sure everything was processed smoothly and efficiently.

    I couldn’t be more satisfied with the service I’ve received. From the start, Anoop was not only professional and knowledgeable but also incredibly approachable, making the often-complicated process of selecting insurance policies much easier to navigate.

    What truly stood out to me was his attentiveness to my unique needs. Anoop took the time to listen to my concerns, explain my options in detail, and helped me in many circumstances. I felt like my best interests were always at the forefront of our conversations.

    Whenever I had questions or needed further clarification, Anoop was quick to respond, always providing clear and thorough explanations. His guidance really gave me peace of mind knowing I was making the best decisions for my business insurance needs.

DOMESTIC PROPERTY INSURANCE FAQs

    • Buildings Insurance – Covers the structure of your home and any permanent fixtures and fittings, such as fitted kitchen units and bathroom suites, if they are damaged or destroyed.

    • Contents Insurance – Covers the cost of replacing or repairing your possessions if they are damaged, destroyed or stolen.

    You can buy buildings and contents insurance separately or as a combined policy. Combined policies often include a discount for buying together and it can help make life easier if you have to claim.

    Buildings and Contents policies also usually cover some of your personal legal liabilities, for example if a visitor injures themselves on your property and you are found to be legally liable for their injury.

    Your contents policy may also provide personal liability cover for you and members of your household when away from the home. Your policy may also cover items such as mobile phones

    laptops, and jewellery away from the home as standard or as an add-on. Check your policy to see what is covered or speak to your insurer.

    Home insurance covers you against damage caused by a variety of perils, such as:

    • Flooding

    • Subsidence

    • Fire

    • Storms

    • Burst pipes and water damage, including frozen pipes.

    • Theft

  • If you are a mortgage holder:

    • If you have a mortgage most providers will insist you take out building’s insurance as part of the conditions of your loan. Find out more about what insurance you need for your mortgage here.

    If you own your property outright:

    • Even if you have already paid for your home, you should still consider buildings insurance to protect against the cost of repairs or rebuilding.

    If you are a leaseholder, your freeholder will be responsible for purchasing buildings insurance. If you live in a leasehold block, then the buildings insurance may be organised through a managing agent.

    Leaseholders will pay via service charge. However, it is best to check the terms in your lease to clearly understand what your responsibilities are. If you are a leaseholder, you should still make sure you have the correct contents insurance in place to protect your belongings.

    If you own the freehold, then generally you will have the responsibility for purchasing buildings insurance cover.

    If you are a tenant/rent your property:

    • If you have a rented property, buildings insurance is your landlord’s responsibility., however contents insurance for your own possessions will be your responsibility. Find out more about buying the right contents insurance here.

    If you are a student:

    • If you are a student, it may be possible for your parents’ home insurance policy to be extended to cover possessions at university, or, there may be an insurance cover already in place in student halls.